Help to Buy

Help to Buy England.
​You could buy a brand-new  home with just a 5% deposit.
The popular Government-backed Help to Buy scheme is now available until 2023.

Discover how it works!

What is Help to Buy?

​With Help to Buy, you could buy a brand-new home sooner than you think.

• You only need a 5% deposit
• The Government loans you up to 20% of the value of the property (a big boost to your deposit)
• The loan is interest-free for five years, making your dream home more affordable.
• You only need to secure a 75% mortgage

There are a range of competitive mortgage rates available with this scheme, so it’s worth comparing lenders to find the best deal. We can introduce you to a (potentially fee-free) New Home Mortgage Adviser who’ll search the market to find you a great deal.

Homes that qualify

The scheme is available exclusively on new build homes up to the property value of:

• £600,000 in England
• £300,000 in Wales
• £200,000 in Scotland

Who is Eligible?

Most people know that Help to Buy is available for first time buyers, but existing homeowners can benefit too.
There are a few important conditions:

• the home you buy must be your only residence
• the scheme isn’t available for buy-to-let investors 
• the scheme isn’t available to those who will own any other property after completion.